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Insurance Category

Comprehensive General Insurance Solutions

Experts Insurance Consultants provides a wide range of general insurance products designed to protect your buildings and house items.

Buildings and House Items: Protects your home and personal belongings against fire, theft, and other allied risks.

General Insurance

Fire & Perils Insurance

Covers loss or damage to property due to fire, lightning, explosion, floods, storms, and earthquakes (extended perils).

What's Covered:

  • Fire
  • Lightning
  • Explosion
  • Floods, storms, earthquakes (extended perils)

Domestic Package Insurance

Covers residential homes against fire and allied perils, burglary and theft, all risks on household contents, and personal liability (optional).

What's Covered:

  • Fire and allied perils
  • Burglary and theft
  • All risks on household contents
  • Personal liability (optional)

Consequential Loss (Loss of Profits)

Covers loss of income following insured damage, increased cost of working, and standing charges and gross profit.

What's Covered:

  • Loss of income following insured damage
  • Increased cost of working
  • Standing charges and gross profit

Money Insurance

Covers loss of money due to theft or robbery, loss in transit, and money in safe or on premises.

What's Covered:

  • Theft or robbery
  • Loss in transit
  • Money in safe or on premises

Burglary & Theft Insurance

Covers loss or damage due to burglary, housebreaking, and theft.

What's Covered:

  • Burglary
  • Housebreaking
  • Theft

All Risks Insurance

Covers accidental loss or damage to office contents, equipment and valuables, and portable items.

What's Covered:

  • Office contents
  • Equipment and valuables
  • Portable items

Malicious Damage / Riots & Strikes Insurance

Covers loss or damage caused by riots and strikes, civil commotion, and malicious acts and vandalism.

What's Covered:

  • Riots and strikes
  • Civil commotion
  • Malicious acts and vandalism

Contractors All Risks (CAR) Insurance

Covers construction projects against loss or damage to works in progress, damage to construction materials, and third-party injury or property damage at site.

What's Covered:

  • Loss or damage to works in progress
  • Damage to construction materials
  • Third-party injury or property damage at site

Engineering Insurance

Covers technical and construction risks such as Erection All Risks (EAR) and Plant & machinery risks.

What's Covered:

  • Erection All Risks (EAR)
  • Plant & machinery risks

Machinery Breakdown Insurance

Covers sudden and accidental damage to industrial machinery and plant and equipment.

What's Covered:

  • Industrial machinery
  • Plant and equipment

Electronic Equipment Insurance

Covers damage to computers, office & communication equipment.

What's Covered:

  • Computers
  • Office & communication equipment

Liability Insurance

Covers legal liabilities including Public Liability, Employer's Liability / WIBA, Professional Indemnity, Product Liability, and Directors & Officers (D&O).

What's Covered:

  • Public Liability
  • Employer's Liability / WIBA
  • Professional Indemnity
  • Product Liability
  • Directors & Officers (D&O)

Fidelity Guarantee Insurance

Covers loss due to fraud or dishonesty by employees.

What's Covered:

  • Fraud or dishonesty by employees

Glass / Plate Glass Insurance

Covers accidental breakage of fixed glass, show windows, signage & displays.

What's Covered:

  • Fixed glass
  • Show windows, signage & displays

Agricultural Insurance

Covers crops, livestock, greenhouses, and weather index risks.

What's Covered:

  • Crops
  • Livestock
  • Greenhouses
  • Weather index risks

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Insurance Details

Include items like: furniture, appliances, electronics, kitchenware, etc.

List high-value items: jewelry, art, collections, valuable electronics, etc.